Auto Liability

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Commercial Auto Liability

Coverages may include one or all of the following:
  •     Bodily Injury Liability
  •     Property Damage Liability
  •     Uninsured/Underinsured Motorist (UM/UIM)
  •     Uninsured Motorist Bodily Injury (UMBI)
  •     Uninsured Motorist Property Damage (UMPD)

Bodily Injury Liability provides coverage in the event a covered vehicle causes injury or death to another person and the insured is considered at-fault for the accident.  It covers expenses related to medical costs, lost wages, sickness, death, and pain and suffering for an injured third party.  It also covers legal defense costs related to claims against covered damages.

Property Damage Liability provides coverage in the event a covered vehicle causes damage to any property and the insured is considered at-fault for the accident.  It also covers legal defense costs related to claims against covered damages.

UIM/UM/UMBI provides coverage for damages which an insured is legally entitled to recover from another party who is considered at-fault for an accident but is uninsured or underinsured for the level of damages.


UMPD provides coverage in the event an insured vehicle is damaged by an uninsured motorist who is considered at-fault for the accident.

The FMCSA requires $750,000 limits to get and maintain your Motor Carrier Authority but most brokers and shippers require $1,000,000.
(502) 289-6639
​PO Box 43872
Louisville, KY 40253
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